In a vicious downpour, a killer prods a terrified man forward using a huge spear-gun. The man with the spear-gun is a meek New Yorker living with his mother, who disapproves of her son's fiancée. The poor couple need cash to remove their main barrier to marriage. Hilda tells fiancé Larry she's inherited money, but actually she won a bet with small-time local bookie Happy. The bookmaker sends her to his backer Dasher, who refuses to pay Hilda off.
—David Stevens